السبت، 23 أبريل 2016
Mafia auto insurance companies
Disaster by any measure brunt borne by every home in Egypt almost, there is no Egyptian family only when one of its members at least car insured, especially with the assembly and auto market growth, however encourage the State to bring modern cars replace older models, grown auto insurance industry, and entered many companies in this promising market, along with brokers and sub-offices that use the original company's name to attract customers, and in the end, we find ourselves in front of hundreds or even thousands of companies that get money from citizens for allegedly providing insurance service, but the disaster become clear at the time of the first accident, the unfolding bitter truth Ptnsal company insurance intermediary or her or sub-agent of the performance of the insurance benefits to the citizen, who finds himself the victim of a large Nbbaah without supervision or control of the state.
How come this deception for the hundreds of thousands and even millions of citizens who are subject to the departments and agents auto insurance companies without mention of the state to protect, despite the presence of the FSA and Consumer Protection?
Many insurance companies rely proxies formulations insurance is not intended to provide service to citizens as much as intended to evade them they are submitted maturity, PSD insurance is a contract compliance backdoor and fill the conditions unfair to the right of the citizen due to the service, usually resort insurance companies to develop many of the items and formulations within the document to ensure evasion of service performance and uploaded to the citizen the poor who do not discover the bitter truth, but with the first accident involving him, only to find that it has a lot of expenses and costs for leading insurance service rather than a company that built its strategy to achieve maximum profit without paying any consequences! !
Many citizens are discovering deceive brokers and agents sub insurers after being exposed to accidents, but they are in the position of the weaker party, they do not know exactly what they signed it in the insurance policy, which they think they are in their favor, and do not know any regulator can be held accountable insurers if manipulation or evasion to pay its obligations, and have no choice but to succumb to the dictates of these companies, waving the slogan «complaint to God humiliating», until now the insurance companies really are the judge and jury and the sole beneficiary in all circumstances.
Ok, what do you do FSA towards these manipulative citizens and companies that offer no insurance service to them, despite the signing of hundreds of thousands of documents, despite the accumulation of billions in profits? The answer «nothing». And what does the Consumer Protection Agency, to achieve the goal that was set up for him, which protect the interests of the overwhelming majority of the citizens of the monument or manipulation or misuse of the provision of services, including insurance service according to the law? nothing.
It does commissioned any point in the same state review of insurance policies on car models legally? Are devices for the protection of citizens, officials thought that measure the amount of balance in insurance policies between the right of the citizen and the rights of companies? Are these devices looked at the waste of more than twenty percent of the budget for the insurance companies on the marketing of precious gifts for those involved in the primacy of their interests at the expense of citizens? And for how long this dysfunctional in control of the balance of interests of the people remain?
Activation of control over the insurance service providers and evaluate the nature of this service is the solution, and seriously consider the complaints of citizens affected by the absence of appropriate insurance service is the beginning of the reform of the insurance sector Takaful, which can be of the most important sources of support for the national economy.
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